E-CoMm3eRcE

W3 BeL0nG ToG3tHeRz...

Showing posts with label by Clara Cheng. Show all posts
Showing posts with label by Clara Cheng. Show all posts

What is e-learning???
E-learning is a term for all types of technology-enhanced learning (TEL), where technology is used to support the learning process. It is defined as a learning experience that uses a wide spectrum of technologies, mainly Internet or computer-based, to reach learners. E-learning involves the use of a computer or electronic device in skills and knowledge such as deliver training, educational or learning resources through Internet or an Intranet. They do not involve face-to-face action during the learning process because the studying process is done online.

Lately, most of the University also provide e-learning method. One of the local Universities, MARA University of Technology (UTM) also offered e-learning in the year 1990. There are advantages and disadvantages for using e-learning to conduct their study.


Below are the pros and cons of e-learning.
Pros of E-learning
Flexibility. From students’ perspectives, they can access the course whenever and wherever they want to with an internet connection. For those students who are a part-timer will not be bound by time and place. They can conduct their study after done their part-time job.

Convenience. For students who are live far away from school will be more convenient for them. By having e-learning method, they can learn at home without physically present in the university. By doing so, they can avoid traffic jam or wastage of travel cost and also save lots of time.

Wider learning option. Student can improved their studies and gain more information from foreign country. Instead of getting information from the library, students now can access to the resources upload by other foreign university such as get teaching materials through e-libraries. They can exchange information and opinion among several countries in the process of studies.

Improve IT skills. Students will have their IT skills improved by learning through computer based. It may also help the student in future on the employ ability.

Capability to study on their own space. Students can study at anywhere that makes the student feel comfortable and can let them absorb more easily.

Cons of E-learning
Lack of face-to-face communication. Students may face some confusion along the learning process due to lack of face-to-face communication. Students may also lose the direction during the learning process because there are no teachers who are present physically to explain or guide these students.


Access. Students have difficulty on access to the internet or
intranet when the network is poor. Besides, students who lack of IT knowledge or computer skills will have problem on E-learning process. Slow or unreliable Internet connections are such a frustrating situation faced by students.

Isolation. Students may feel isolated and unsupported or miss social interaction while learning through e-learning. Student may feel bored due to no interaction and will caused them have no patience to continue their studies.


Costly. Students have to subscribe high-speed internet to enhance the speed of downloading to avoid the delay of studies. Besides, students have to avoid using old computer for their studies. Subscribe a high-speed internet and buy a new version computer are a big amount for students to bear.

Personality. Students who have low motivation will faced lots of problem such as demotivate in studying since there is no any supervision when they conduct their studies. Furthermore, spoon feed will also become students’ habit since all the sources are provided online, sooner or later they will become very dependent and lazy type person. They will face some problem when they are in the community because they will expect all the information will be given to them.

In a nutshell, there are advantages and disadvantages between the E-learning method and the go to school study method.

References:

http://www.about-elearning.com/e-learning-advantages-and-disadvantages.htmlhttp://www.ehow.com/about_4743220_advantages-disadvantages-elearning.html

After reviewing a post of “UK to get tough with illegal downloader” from My E-Commerce blog, I found out that most of user will attempt to download their favorites music or movie for internet. However, there are certain situations that have to be aware by user when they download the files from internet because UK government is working on a new law to have this illegal downloader's internet connection to be cut off.


Illegal download is downloading the uploaded files via peer-to-peer networks without paying any copyright. The music industry claims it has lost due to illegal music downloading and the most common average of numbers seems to sit around a loss of 20 percent globally in sales since 1999.

There are some web sites and software program provide such service to internet users with reasonable value for downloading music, movie, software and so on. These are some of the popular services that are available for user to use for downloading such as eMusic, Apple’s iTunes, Windows Media, Napster, and Rhapsody.
In Malaysia, the government also establishes education program to reduce software piracy by using two-way approach. The approaches are enforcement and education.

Enforcement (Ops Tulen):
Continuous raiding companies that use illegal software as well the illegal vendors selling the pirated software. A total of RM12.63 million worth of pirated hardware and software has been seized since 2002. A lot of the IT malls in Malaysia have been raided for the past few months.

Education (Sikap Tulen):
To educate the relevant groups on the importance of respecting Intellectual Property and stay away from pirated software. Those targeted groups are professionals, companies, public and IT malls.

References:
http://www.webopedia.com/DidYouKnow/Internet/2004/music_downloading.asp


What is a prepaid cash card???
A prepaid cash card is a plastic card issued by banks to customers which provides an alternative payment method to cash when making purchases. The card allows instant purchase, removing the correct balance from the user’s attached bank account. It can also be called an electronic check, as the funds are withdrawn directly from either the bank account or from the remaining balance on the card. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card Prepaid cash card are distinct from credit cards in that they allow purchase based on available funds in the account to be deducted immediately, instead of by using a line of credit that can be repaid at a later time.

There are several usefulness of prepaid cash card:
i) Works like a checking account.
AccountNow Prepaid Visa and Prepaid MasterCard cards work like a checking account. Keep your money safe in one of our prepaid card accounts instead of carrying it around in cash.

ii) Better than a credit card.
AccountNow Prepaid Visa & Prepaid MasterCard cards do not extend credit like credit card it means that you can’t spend money you don’t have. As a result, user will never have to worry about finance charges, late charges, or over-the-limit fees. Besides, user can use the card to shop & pay bills online, make hotel & car rental reservations, and purchase goods & services.

iii) Saves you lots of money.
Instead of traditional checking accounts, credit cards, bill paying services, check cashing, or bill paying services, now user can save hundreds of dollars a year using the AccountNow Prepaid Visa and Prepaid MasterCard card.

iv) Helps build your credit history.
Using the AccountNow Prepaid Visa and Prepaid MasterCard card can help you build your credit history in two ways.

v) Safer than cash.
Your AccountNow Prepaid Visa or Prepaid MasterCard card is protected against fraud and it also protects you from unauthorized charges made to your prepaid card account in case your card is lost or stolen.

vi) Everyone is accepted.
Getting an AccountNow Prepaid Visa or Prepaid MasterCard card is easier then qualifying for a credit card or checking account. Prepaid cards look like credit and debit cards and they offer the same ability to purchase products and services but with a crucial difference, which is user can only spend the balance that has been preloaded onto the card. This means there is no risk of running into debt as it has no credit or overdraft facility.

Application of Prepaid Cash Cards
1. Toll payment –Touch ‘n Go (TnG) smart card is used by Malaysian toll expressway and highway operators as the sole electronic payment system (EPS). The credit card sized smart card made of plastic with Philips' MIFARE microchip technology embedded in it. In addition to payment system for toll, it is expanding its business to retail purchase by starting with fast food industry.







2. Collect fares for the territory's mass transit system -Octopus card is a smart card used to transfer electronic payments in online or offline systems in Hong Kong. It launched in September 1997 to collect fares for the territory's mass transit system, The Octopus is also used for payment at convenience stores, supermarkets, fast-food restaurants, on-street parking meters, car parks, and other point-of-sale applications such as service stations and vending machines.
3. Transfer money or withdraw money–for some prepaid cash card they provide the convenient such as send or receive money via bank wire transfers, between two cards. User can make the transaction any time of the day, and any day of the week.


4. Shop anywhere as long as the card using is accepted at different retailers, buys fuel at the pump, pay by phone, and shop on the Internet.


5. Bill payment–Rent, utilities, insurance, car payment, and cell phone bills can
be paid instantly via online. These payment can be done through electronic account. In conclusion, prepaid cash card is a good invention that makes life easier, it contributed a lots of benefits such as save more money, avoid debt risk with no chance to spend too much as the balance is limited to the amount reloaded.



References:

http://www.moneysupermarket.com/cards/prepaid-cards-guide1.asp

http://usa.visa.com/personal/cards/prepaid/index.html

http://www.mastercard.com/us/personal/en/aboutourcards/gift_prepaid/

http://www.electronic-payments.co.uk/solutions/Splash_plastic_card



The most famous application of third party certification programme in Malaysia is MSC Trustgate.com Sdn Bhd. Third party certification is an assessment carried out independently to ensure compliance with a publicly available technical specification, such as SP203.


Third party organization that is qualified and licensed to issue certification when the assessment is successfully completed. By doing so, an organization or company will comply with industry standards by take their commitment to quality further and invited in an external third party to prove that their product or service definitely comply with the industry standards.

MSC Trustgate.com Sdn Bhd was licensed Certification Authority (CA) in Malaysia since 1999. Certification Authority is the body given the license to operate as a trusted third party in the issuance of digital certificates. MSC Trustgate.com Sdn Bhd offers complete security solutions and leading trust services that are needed by individuals, enterprises, government, and e-commerce service providers using digital certificates, digital signatures, encryption and decryption.

The objective of MSC Trustgate is to secure the open network communications from both locally and across the ASEAN region. Their vision is to enable organizations to conduct their business securely over the Internet, as much as what they have been enjoying in the physical world.

The products and services of Trustgate are SSL Certificate, Managed PKI, Personal ID, MyTRUST, MyKAD ID, SSL VPN, Managed Security Services, VeriSign Certified Training and Application Development.



Example of Product and services offered by Trustgate:

1. SSL Certificate for Internet, Intranet and Server Security
In order to ensure that their information travel over the Internet reaches the intended recipients and is safe from interlopers. Trusgate offer the following 2 SSL Certificates for your server security. The two certificates are Global Server ID and Secure Server ID. Global Server ID adopts today's strongest encryption commercially available for secure communications via Server Gated Cryptography (SGC) technology and Secure Site SSL Certificates protect the transfer of sensitive data on Web sites, intranets, and extranets.

2. Managed PKI for Enterprise Trust Services

Managed Public Key Infrastructure (MPKI) service is a fully integrated enterprise platform designed to secure intranet, extranet, and Internet applications and combined maximum flexibility, performance, and scalability with high availability and security.
The service allow enterprise to quickly and cost-effectively establish a robust PKI and Certification Authority (CA) system with complete control over security policies, PKI hierarchies, authentication models, and certificate lifecycle management.
The service enables faster deployment and lower operating costs while providing an open platform that integrates with off-the-shelf solutions when linked to Trustgate’s robust, a high-availability certificate processing services,

3.
Digital ID for Secure Transactions, Documents & E-mails
Digital ID is used to sign & encrypt transactions for the purpose of ensuring the confidential information remains private in transit. Digital ID is an electronic credentials that uses private key and public key to facilitate the following operations:-Authentication – you are who you claim you are-Privacy – your confidential data remains private-Authorization – control user access rights to important data-Integrity – be sure data is not altered behind your back-Non-repudiation – have the evidence in the event of a dispute.

4. MyTRUST for Mobile Signature
With MyTRUSTBy using MyTRUST, a SIM card can be turned into a Mobile Digital Identity for secure mobile banking and other financial services. Mobile digital signature provides non-repudiation on transactions under the Digital Signature Act, 1997. It runs on Wireless PKI platform and Mobile Operator infrastructure. PKI-enabled SIM cards are preloaded with MyTrust application and a digital certificate from a licensed Certification Authority. Users are able to digitally sign any transaction with ease and convenience via their mobile phone.

MyTRUST for Government





MyTRUST for Banks and Enterprise




5.MyKad PKI (MyKey)

MyKey, is the MyKad PKI solution that works with your physically MyKad, allowing you to confirm yourself online and to digitally sign documents or transactions and is accepted by the Malaysian government.

MyKey modules:

  • MyKey Application Programming Interface (API)

  • Signing module

  • Verification module

  • MyKad Client Kit

6. SSL VPN
SSL VPN solution provides secure remote access based on the web security standard SSL (Secure Socket Layer). This award winning SSL VPN can be configured to access multiple intranet sites with single sign-on. Using standard browsers and an Internet connection, people can get access to their intranet, e-mail and business system from wherever you are and whatever device you choose.SSL VPN solution provides an advanced policy management component to authenticate users and type of device they are using. The security feature may be extended to including two-form authentication with the choice of tokens, downloaded Java applets, challenge-respond or static password stored in your device, or one-time password sent via SMS.

7. Verisign Certified Training
MSC Trustgate has been appointed as Asia's first VeriSign Authorised Training Centre. Under this partnership, MSC Trustgate.com and APIIT (Asia Pacific Institute of Information Technology) jointly facilitate the delivery of VeriSign’s high-end Security and E-Commerce programmes.Other security courses available include Watermarking and Wireless hacking, sniffing, penetration testing through tools. All IT professionals who are involved in designing, evaluating, or implementing Internet security are encouraged to attend.


References:

http://www.msctrustgate.com/pdf/Mobile_Signature.pdf
http://www.bsigroup.com/en/ProductServices/Fire/Fire-alarm-installations/About-the-scheme/Third-party-certification/
http://www.msctrustgate.com/

Nowadays, many companies will prefer to convert their business into e-commerce system. They rather buy and sell their products or services through internet compare to having a physical store to sell their products or services.



An example of the e-commerce failure is Toys R Us Company. Toys R Us Company is a click-and-mortar company. They conduct some of their business through online but their primary business is done in the physical world. This company is the leading retailers of toys, children's apparel and baby products. In order to provide the customers the products and services whenever and wherever they need, Toys R Us announced its plans to create an e-commerce subsidiary- ToysRus.com. ToysRus.com has established in 1999 as a premier online toy, video game and baby store outlet.



The causes of failure:

The ToysRus.com fails to handle the orders and also had a lost track of thousands of orders or failed to deliver them on time. Although the company had pumped millions of dollars into setting up its own online operation and distribution network for order fulfilment it had to announced 75% slump in profit 2000. The main failure cause is delivery of stock to customer is not on time. Time is money, ToysRus.com faced a problem of punctual for delivery section and due to this reason their sales had decline lower and lower. Bricks and mortar retailers have no such problems. Failure to deliver the ordered stock on time to customers caused the company to give away hundreds of $US100 vouchers to displeased consumers. besides, the causes of the e-commerce failure in the Toys R Us company is the inability of the customer to choose the products more effectively sold online compare to the real world.

Other causes...

Poor experience....

A common theory about dot com companies is that they were all being run by a bunch of people with no previous management experience. Example of ToysRus.com will failure in e-commerce because of the founder of ToysRus.com had no experience with the retail toy industry. Generally management experience is considered to be one of the most important contributing factors to success or failure. Without previous experience, a business is more likely to fail. In the case of these online retailers, even though there was a wide range of experience among the leaders, it may have been the lack of specific industry knowledge that contributed to the failure.


Competitive Environment...

Another cause of failure is competition environment. The ToysRus.com was competing with companies such as eToy.com that had not only an online presence, but also the perceived stable infrastructure of bricks and mortar.

Related link:

Hi there, everyone. I am Clara Cheng from tutorial group 11. Well, one of the subjects that I took this semester which is E-Commerce require us to create a blog for our assignment. Due to this reason, I am setting up this blog by introduce myself.
I’m accounting year three semester one student, twenty one years old. I am now pursuing my study in UTAR (University Tunku Abdul Rahman) in Sungai Long. I consider myself as an optimistic or a cheerful person although sometimes I might have a bad temper. I guess everyone has his weak-points, and everyone has failed in doing something. For me, maybe I'm not a person with great patience, because I am always eager to finish doing task in a short time. Sometimes, it can't be done perfectly. I think I will overcome it in the future. And it happened to occur when I was taking some of the important examinations. This is something I should pay great attention to. Just like all the girls at my age, hang out with friends, shopping, watch movie, sing karaoke, and online chit chatting are those activities that I can’t get off from my spare time list. Besides, swimming is also one of my hobbies. Swimming help me on improving my concentration and I prefer to swim at night compare to day.


Below are the top five websites that I visited mostly:
1. http://www.friendster.com/
I use this to keep in touch with my friends.
I check my mail through this website. I also can send and forward mail to my friends through this.
This is the website that I use to search whatever things that I need.
This is the website which I use to communicate with my friends and play games.
I use this website to download the lastest drama, movie and TV show.

My Top 5 Internet Activities:

1.MSN - chat with my friends.
2.Mailbox - check mail.
3.Google - helps in my study, i can search any information i need.
4.PPStream - watch drama and movie.
5.Facebook - keep in touch with my friends.

Thats all for my introduction. THANK YOU~~


~ThE eNd~

Powered By Blogger

No. of Visitors

web counter

Time and Date

About This Blog

~ W3 B3L0nG ToG3tHeRz ~

We are from UTAR BAC 11, this blog set up is of course for the purpose of blogging. But it is all about E-COMMERCE.
Our group members included:

1) Clara Cheng Hwee Ling
2) Quek Chaw Mien
3) Sia Chee Ying
4) Yap Wei Chien

好开心

好开心

Lovely ~~

Lovely ~~

Lets Chat


ShoutMix chat widget

Followers

Music Player